Loading Search...
Gemini and Ripple will launch an XRP-powered credit card in 2026, offering up to 4% XRP cashback and aiming to drive mainstream crypto payment adoption.
Author: Akshay
Gemini, the U.S.-based crypto exchange, has teamed up with Ripple, a leader in blockchain payment solutions, to launch an XRP-powered credit card. The announcement was made on August 25, 2025, at 9:30 PM IST.
Expected in early 2026 pending regulatory approval, the card will allow users to spend XRP and other digital assets in daily transactions. Cashback rewards will be issued in XRP: 4% on gas, charging, and rideshare, 3% on dining, 2% on groceries, and 1% on all other purchases.
The partnership combines Ripple’s expertise in cross-border payments with Gemini’s strong exchange infrastructure. Together, they aim to offer a competitive financial product that merges traditional credit services with decentralized finance.
The move follows Ripple’s earlier support for Gemini’s IPO filing with the U.S. SEC, highlighting a deepening partnership. It also comes as XRP’s price remains steady above $0.60, supported by past legal victories and institutional demand.
Analysts suggest the Gemini-Ripple card could disrupt the traditional credit card market by reducing costs and enhancing rewards. It may also drive liquidity for XRP as more users adopt the asset for payments, particularly in remittance-heavy regions like Asia and Latin America.
Looking ahead, the card’s success could accelerate regulatory clarity and encourage other banks to enter crypto payments. If adoption grows, XRP could solidify its role as a bridge currency, positioning Ripple and Gemini as pioneers in integrating digital assets into everyday finance.
Our Crypto Talk is committed to unbiased, transparent, and true reporting to the best of our knowledge. This news article aims to provide accurate information in a timely manner. However, we advise the readers to verify facts independently and consult a professional before making any decisions based on the content since our sources could be wrong too. Check our Terms and conditions for more info.
Pudgy Penguins Launches PenguBot AI Trading Bot on Telegram
World Liberty Financial Pledges 5 Billion $WLFI To Borrow $75 Million
RAVE Token Surges 500% as Insider Transfers Raise Red Flags
TON Catchain 2.0 Upgrade Makes Network 10x Faster
Pudgy Penguins Launches PenguBot AI Trading Bot on Telegram
World Liberty Financial Pledges 5 Billion $WLFI To Borrow $75 Million
RAVE Token Surges 500% as Insider Transfers Raise Red Flags
TON Catchain 2.0 Upgrade Makes Network 10x Faster
