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Polygon regulated US payments accelerate as it acquires Coinme and Sequence for $250M+, expanding into compliant stablecoin payments.
Author: Kritika Gupta
14th January 2026-Polygon Labs announced that it will acquire Coinme and Sequence for more than $250 million. As a result, Polygon is stepping beyond scaling infrastructure and into regulated U.S. payments.
The move centers on the Polygon Open Money Stack, a system built to move stablecoins onchain with real-world compliance. This shift matters because it places Polygon in direct competition with traditional payment platforms.
High Signal Summary For A Quick Glance
That Martini Guy ₿
@MartiniGuyYT
POLYGON LABS AQUIRES COINME & SEQUENCE IN $250 MILLION DEAL TO BUILD STABLECOIN INFRASTRUCTURE https://t.co/MoAN6U4BUk
09:15 PM·Jan 13, 2026
Sentient
@SentientAGI
Congratulations to @0xPolygon and our cofounder @sandeepnailwal for the acquisition, now becoming a U.S. regulated payments platform 🏛 One of the biggest use cases for agentic commerce is payments, and we’re excited to support the AI capabilities in this sector. https://t.co/anEIfXpxuu
BREAKING: Polygon to become U.S. regulated payments platform We’re acquiring Coinme and Sequence to move all money onchain. → Regulated money movement in 48 states → Fiat on/off ramps → 50,000 fiat-to-crypto locations in the U.S. → Easy onboarding with wallet infra → https://t.co/lwvLheEc3P
08:00 PM·Jan 13, 2026
Marc | Polygon Labs (💜,⚔️, ※)
@0xMarcB
Polygon is acquiring @Coinme and @0xsequence, including @TrailsHQ. Our mission is to move all money onchain, and that mission just got accelerated with: - Licensed fiat on- and off-ramps with operations across 48 U.S. states - Battle-tested wallet infra - Cross-chain payment https://t.co/x8uuw1VZ52
BREAKING: Polygon to become U.S. regulated payments platform We’re acquiring Coinme and Sequence to move all money onchain. → Regulated money movement in 48 states → Fiat on/off ramps → 50,000 fiat-to-crypto locations in the U.S. → Easy onboarding with wallet infra → https://t.co/lwvLheEc3P
02:28 PM·Jan 13, 2026
First, Coinme gives Polygon immediate regulatory reach. Its licenses span 48 U.S. states and support fiat-to-crypto access at more than 50,000 retail locations.
Next, Sequence improves the user experience. Its wallet technology enables fast onboarding and one-click cross-chain activity. Together, these pieces form the Polygon Open Money Stack. The goal is to remove friction between fiat money and onchain settlement.
As a result, stablecoin payments can feel more like using a normal payment app. This lowers the barrier for users, merchants, and institutions.
Previously, Polygon focused on scaling Ethereum. That included zk research, the AggLayer, and throughput upgrades like Rio. However, this deal signals a clear shift. Polygon now wants to own the full payments flow, not just the blockchain layer.
Unlike earlier acquisitions such as Hermez, this move targets revenue and compliance.
It also aligns Polygon with real-world financial infrastructure. Because of this, Polygon now competes with payment processors, not only other chains.
Key milestones related to this development
Polygon prioritizes Ethereum scaling, zk research, and infrastructure expansion. Acquisitions stay focused on technology, not payments or regulation.
Polygon shifts toward real-world adoption. It advances AggLayer, ships the Rio throughput upgrade, expands merchant settlement partnerships, and introduces the Open Money Stack concept.
Market chatter around a Coinme deal drives pre-announcement momentum. POL rises 15–20% as investors rotate toward regulated stablecoin payments narratives.
Polygon Labs signs definitive agreements to acquire Coinme and Sequence for more than $250M. Coinme adds money transmitter licenses across 48 U.S. states and 50,000+ retail fiat onramps.
Polygon, Coinme, and Sequence align teams and systems. Polygon begins early enterprise and fintech outreach while continuing Open Money Stack development.
Coinme deal aims to close pending approvals. Polygon expects full transfer of U.S. licensing and compliance framework, plus initial rollout of regulated fiat-to-stablecoin rails.
Polygon gradually launches the Polygon Open Money Stack. Merchant, fintech, and enterprise onboarding expands stablecoin payment use cases, which could increase onchain volumes and fee activity.
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Markets responded quickly after the January 13 announcement.
Earlier rumors around the Coinme deal had already pushed POL up by 15 to 20 percent.
After confirmation, POL climbed again and briefly touched new monthly highs.
The token moved from around $0.098 to near $0.17 before stabilizing.
By January 14, POL traded near $0.16.
This reflected strong demand and rising confidence in Polygon’s new direction.
Overall, investors viewed the Polygon Open Money Stack as a long-term growth catalyst.
Looking ahead, Polygon plans to roll out the Open Money Stack throughout 2026.
The platform will combine licensed fiat ramps, wallets, compliance tools, and cross-chain settlement.
If adoption grows, Polygon could attract banks, fintech firms, and enterprises.
Stablecoin payment volumes could also drive meaningful fee revenue.
Still, execution remains key. Final regulatory approvals, system integration, and merchant onboarding will shape outcomes. Even so, Polygon now sits at the center of onchain payments.
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